The offer of our brand seems interesting to you? See what opinion its current clients have about this company! Get to know the pros and cons of borrowing at Ruby and check how cooperation with this brand looks like in practice. Especially for you, we have clearly outlined the offer of this lender.

Order your loan from direct online lender Now

Get your pass to financial freedom via a loan from a direct online lender, definitely worth it. As new clients of the company, we have a chance to borrow up to PLN 1,500 for free. We have exactly 30 days to give away the borrowed money.

Many non-bank companies withdrew the option of prolonging the payday after the introduction of the anti-usury law. At checkout, you can still use this service. What’s more, each customer can double the repayment of one loan. The price of such a service has been limited only to the amount of interest charged for borrowing money in a given amount. This type of solution is therefore very attractive financially for people who, for various reasons, can not pay their debts in the original term,

Many clients are afraid of control in BIK databases. Using the Barajas, we do not have to worry about it. The company checks only the KRD and ERIF registers. Only a negative story in these registers can prevent us from taking a second. Therefore, before submitting the application, it is worth checking what our image looks like in these databases.

Advantages and disadvantages of loans in Ruby – check out our opinions!

Help us to complete this list! Describe your experience with Ruby in the comments at the bottom of the page. All customer reviews and stories are read by us and taken into account in issuing the final opinion on Barajas.

Advantages of the payday in Barajas

  • the first loan for free – a new client can borrow up to PLN 1,500 at no charge,
  • quick loan decision – only 15 minutes is often enough to consider a lender’s application,
  • no control at BIK – Ruby checks only such databases as ERIF or KRD,
  • the option to extend the loan repayment – each customer can extend the loan up to two times,
  • low costs of extending the repayment – for such a service, Ruby calculates a fee equal to the amount of interest charged for the loan,
  • the possibility of applying for another payment by SMS – just send to the lender giving the amount and repayment date needed,
  • the possibility of early repayment – the payment can be made at any time,
  • the higher loan amount for regular customers – another instant in Ruby can reach up to PLN 3,000,
  • limiting the formalities to a minimum – all you need is your ID card, a mobile phone and a bank account,
  • easy contact with the lender – the company’s hotline operates 24 hours a day, seven days a week.

Disadvantages of payday in Cash Tak

  • a small number of bank accounts – Ruby uses only bills in BZ WBK and Pekao,
  • exclusion from the option of free borrowing customers of the Arnold Group – every person who used sister companies such as Ofin, Kasa or Arnold is considered a regular customer of the company,
  • the loan only for 15 or 30 days – it is not possible to choose other repayment periods,
  • the need to choose an additional guarantee in the event of extending the loan repayment date – so-called The guarantor can be indicated personally or the institution cooperating with Ruby can be chosen.